Having the confidence that you have a right coverage can help you stay ahead of sudden accidents, whether a damage on a parking lot or something more serious, like emergency medical cost.
Car Insurance may cover you
Personal Injury Protection (no fault)
In Florida, PIP coverage is required to be purchased by all owners of motor vehicles registered in this state. PIP coverage makes the individual responsible for their own injuries in an accident regardless of fault.
Liability
Liability car insurance covers third party's medical expenses, property damage and vehicle repairs in case you are responsible for the accident.
Uninsured Motor Vehicle
In Florida 30% of the drivers don't have liability insurance. Uninsured motorist coverage helps pay for those medical expenses if you're injured in an accident caused by someone who doesn't have insurance
Medical Payments
Medical payments coverage helps pay those extra medical expenses if you are involved in an accident.
Collision
Collision coverage pays to fix or replace your car if it collides with another vehicle or object. Protection will apply if you hit a car, a pole or other nonliving object.
Comprehensive
With comprehensive coverage, your insurance pays for damage to your car caused by an event other than collision, such as theft, fire, vandalism, or hitting an animal.
Other auto insurance options: Rental Reimbursement Coverage, New Car Replacement Coverage, Roadside Assistance Coverage, Loan or Lease Gap Coverage and more.
AUTOINSURANCE
Auto Coverage Highlights
Your auto insurance policy includes more than just coverage for your vehicle. you can also add some benefits that can help make your insurance experience as hassle-free as possible.
Accident Forgiveness: If you've been accident and violation-free for 5 years (no matter what insurance carrier you've been with), we won't raise your rates due to your first accident. If you qualify.
Choice of Repair Shop: Pays for your choice of repair shop. Many standard companies strongly suggest that you fix your car at one of their "network" shops. We provide you with the freedom to choose a body shop.
Rental Car Reimbursement: Need to rent a car because yours is out of service following an accident? Rental Car Reimbursement Coverage pays more than nine times as much as most ordinary insurance and enables you to rent a car like the one you own.
Roadside Assistance: If your vehicle ever breaks down, we won't leave you stranded. From a jump-start to a tow, optional 24-Hour Roadside Assistance coverage will get you moving again.